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U.S. Government Shutdown Relief

State Bank and Trust Company, a division of Cadence Bank, N.A., is concerned about the welfare and well-being of federal employees affected by the U.S. government shutdown and is committed to serving as a source of strength during this time. It’s our goal to be helpful and to alleviate stress in this situation.

Loan payment extensions to State Bank clients who are furloughed federal employees

We are offering a one-month loan payment extension to our clients who are furloughed federal employees, including men and women in the U.S. military, affected by the government shutdown.

State Bank will provide an extension to impacted qualified loan customers employed by the U.S. government, allowing them to postpone their loan payment and waive the associated fees. Please contact a State Bank branch to initiate this request.

For impacted deposit or mortgage customers employed by the U.S. government who may need assistance during this time, contact your State Bank branch or our Customer Care team at 800-414-4177 so we can help.

Zero-percent interest loans for furloughed federal employees

We are offering zero-percent interest consumer loans for furloughed federal employees, including men and women in the U.S. military, impacted by the government shutdown.

Impacted employees must reside in Georgia. For furloughed employees in Texas, Alabama, Florida, Mississippi and Tennessee, loans will be offered by Cadence Bank.

Visit a State Bank branch today to apply for a zero-percent interest loan. Loans will be offered in the amount of an employee’s net paycheck, are subject to customary credit approval processes and must be funded into a State Bank checking account. 

An employee’s most recent paystub and official federal government-issued employee identification are required as part of the application process.

We appreciate the many contributions made by these hard-working individuals.