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Personal Checking

With Personal Checking, you don’t need to worry about the number of checks you write each month—there is no limit! You can also enjoy all the benefits of banking online or via your mobile device.

Personal Checking Features:

  • Online Banking with Bill Pay
  • Mobile Banking
  • State Bank Debit Card
  • Free paper or eStatements with check imaging

Product Features

Account Benefits

Free Online Banking with Bill Pay
Debit MasterCard®
Mobile Banking
Text Alerts

Make a Deposit Mobile*
Person to Person Payments
Bank to Bank Transfers
Budget and Expense Management

Minimum Opening Deposit


Monthly Service Charge


Transaction Limits


To Waive Monthly Service Charge

Maintain average collected balance of $2,500 per statement cycle OR average collected balance of $15,000 in combined accounts (checking, savings, money market)


Unlimited check writing




Choice of eStatements or paper statements

State Bank does not charge for Mobile Banking. However, third party message and data rates may apply. Check with your wireless carrier.
*Access to Make a Deposit Mobile is subject to approval. Click here to enroll.

Can't decide? Compare all our checking accounts.

Call us 1.800.414.4177

Open your new account online

Convenience, freedom and control begin with State Bank’s free online banking. Wherever you have Internet access, whenever you need to access your accounts, online banking is available right here through our Web site.

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