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State Bank Mortgage Loan Options*

Compare State Bank Mortgage Choices

Below is information on some of our most popular types of loans. However, no two situations are alike. We have a variety of loan options, including many not listed here, and we have the ability to tailor a solution to your unique needs.

Contact a State Bank Mortgage loan officer today for a free, no-hassle consultation. Or you can pre-qualify online and one of our expert loan officers will contact you directly.

Type

Conventional

VA

FHA

USDA Rural Developmental Loan

For those who...

Want a more streamlined loan process and reduced private mortgage insurance (PMI) and who can afford a higher down payment

Are eligible for a VA loan, prefer a lower down payment and want to avoid private mortgage insurance (PMI)

Prefer a lower down payment but do not have VA loan eligibility, or for those with less-than-perfect credit

Prefer a lower down payment and meet USDA income and property eligibility requirements†

Rates

Fixed or Adjustable

Fixed or Adjustable

Fixed or Adjustable

Fixed Only

Length of Loan

10-30 Years

15-30 Years

15-30 Years

30 Years

Tools

Calculator

Calculator

Calculator

Calculator

Talk With Us

Choose a Loan Officer

Choose a Loan Officer

Choose a Loan Officer

Choose a Loan Officer

Start Now

Apply Online

Apply Online

Apply Online

Apply Online

Your loan officer can help you determine if you qualify for this loan.
* All loans require approval. Terms and conditions apply.