Skip to main content
Toggle Menu

Business / Commercial Checking

Although every business is different in some way, the fundamentals are the same. You need to manage your cash flow expertly, making it easy for your clients to pay you, and expediting funds collectability so you can manage your accounts payable efficiently, minimize fees and maximize earnings.

Business eChecking MicroBusiness Checking Business Checking Business Checking With Interest
Take action

Request callback

Call us at 800.414.4177
Visit
Request callback

Call us at 800.414.4177
Visit
Request callback

Call us at 800.414.4177
Visit
Request callback

Best solution for

FREE checking for online transaction behavior (only) for small-medium size businesses

Small-medium size businesses with very low to low multi-channel transaction activity

Small-medium size businesses with moderate to high multi-channel transaction activity. 

Small-medium size businesses, non-profits, partnerships, and governments with low to moderate multi-channel transaction activity. 

Monthly service charge

None

$9.00

$16.00

$18.00

To waive monthly service charge

Not applicable

Keep $2,500 average collected balance/mo.

Keep $5,000 average collected balance/mo.

Keep $10,000 average collected balance/mo.

Transaction limits and service charges

Free and unlimited online banking, Bill Pay and remote deposits.  $1.00/check written over 5 per month.  Charges apply for in-branch cash deposits.

Charges apply for in-branch cash deposits. Transaction limits and additional fees may apply.

Charges apply for in-branch cash deposits. Transaction limits and additional fees may apply.

Charges apply for in-branch cash deposits. Transaction limits and additional fees may apply.

Free add-ons

eStatements
Online Banking & Bill Pay
Mobile Banking†
Debit MasterCard
Person to Person Payments
Bank to Bank Transfers

eStatements
Online Banking & Bill Pay
Mobile Banking†
Debit MasterCard
Person to Person Payments
Bank to Bank Transfers

eStatements
Online Banking & Bill Pay
Mobile Banking†
Debit MasterCard
Person to Person Payments
Bank to Bank Transfers

eStatements
Online Banking & Bill Pay
Mobile Banking†
Debit MasterCard
Person to Person Payments
Bank to Bank Transfers

Remote deposits

Make a Deposit* (fees apply)

Make a Deposit* (fees apply)

Remote Deposit
(fees apply)

Remote Deposit
(fees apply)

Fraud protection

FREE Trusteer Rapport

FREE Trusteer Rapport

FREE Trusteer Rapport
Positive Pay (fees apply)

FREE Trusteer Rapport
Positive Pay (fees apply)

State Bank does not charge for Mobile Banking. However, third party message and data rates may apply. Check with your wireless carrier.
*Access to Make a Deposit is subject to approval. Click here to enroll.

Concierge Care for Business

The Concierge Care team is here for one purpose: to assist commercial clients with prompt, efficient attention to your company's cash management functions. We understand your time is valuable. How can we serve you?
Download PDF ›