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State Bank Business Loans

Access to business credit is essential to any growing, thriving company. Just as important to the successful business person is access to the right bank and banker.

The right banker is someone who knows your business, understands your cash flow and seasonality, can customize individual business credit solutions, and is always just a call, click or visit away. The right bank is one that’s demonstrated soundness in financial stability, a strong social and community conscience, and it has assembled the right talent, with proven industry expertise, and the ability to make local decisions quickly, responsibly and competitively. This is State Bank.

The solutions you need.
The personal service you want.

  • Fund current or future growth
  • Make major equipment purchases
  • Grow through acquisition
  • Invest in facility improvements
  • Develop or purchase real estate
  • Fund ordinary purchases and expenses

State Bank Business
Credit Solutions

  • Equipment Loans
  • Construction Loans
  • Commercial Real Estate Loans
  • Business Line of Credit
  • General Purpose Business Term Loan

SBA Loans

State Bank understands how vital growing businesses are to fueling local economies in the communities where we live and work.

But not all businesses, particularly startup and early-stage businesses qualify for conventional business loans. That’s why we offer government-guaranteed Small Business Administration (SBA) loans. Our experience with processing and servicing SBA-guaranteed loans has earned us the designation as a Preferred SBA Lender, allowing us to speed up the loan approval process significantly.

The solutions you need.
The personal service you want.

  • Fund current or future growth
  • Make major equipment purchases
  • Invest in facility improvements
  • Develop or purchase real estate
  • Learn about special programs for military veterans

SBA Loan Advantages
through State Bank

  • Often requires lower down payment
  • Available to startups and early-stage businesses
  • Cash flow benefits with longer amortization
  • Government guarantee, collateral independent
  • Expert State Bank advice on SBA Lending

Concierge Care for Business

The Concierge Care team is here for one purpose: to assist commercial clients with prompt, efficient attention to your company's cash management functions. We understand your time is valuable. How can we serve you?
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